Privacy Policy

1. Introduction

At MoneyTipBits, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Please read this Privacy Policy carefully. By accessing or using MoneyTipBits.com, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not access the site.

2. Information We Collect

2.1. Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Use our financial tools and calculators
• Subscribe to our newsletter
• Contact us with inquiries
• Participate in surveys or promotions

This information may include your name, email address, and any other details you choose to provide.

2.2. Financial Information

When you use our financial tools, we may collect the financial data you input. This information is used solely to provide the requested calculations and is not stored longer than necessary to complete the operation.

2.3. Automatically Collected Information

We automatically collect certain information when you visit our website, including:

• Your IP address
• Browser type and version
• Pages you visit and time spent on them
• Device information
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, operate, and maintain our services
• Improve, personalize, and expand our services
• Understand and analyze how you use our website
• Develop new products, services, features, and functionality
• Communicate with you for customer service, updates, and marketing purposes
• Process your transactions
• Find and prevent fraud

4. Legal Basis for Processing (GDPR Compliance)

For users in the European Economic Area (EEA), our processing of your personal information is based on the following legal grounds:

Processing Purpose	Legal Basis
Providing requested services	Performance of contract
Marketing communications	Consent or legitimate interest
Improving our services	Legitimate interest
Legal compliance	Legal obligation
Fraud prevention	Legitimate interest

5. How We Share Your Information

We may share your information with third parties in the following situations:

5.1. Service Providers

We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us and need access to your information to carry out that work.

5.2. Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5.3. Legal Requirements

We may disclose your information where required to do so by law or in response to valid requests by public authorities.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. The technologies we use include:

Cookie Type	Purpose	Duration
Essential Cookies	Site functionality, security, authentication	Session to 1 year
Analytics Cookies	Understanding user behavior, site improvement	2-24 months
Preference Cookies	Remembering settings and preferences	1 month to 2 years
Advertising Cookies	Limited first-party advertising for our services	1-12 months

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

7. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

8. Your Data Protection Rights

Depending on your location, you may have the following data protection rights:

• Access - You have the right to request copies of your personal data.
• Rectification - You have the right to request correction of inaccurate information.
• Erasure - You have the right to request deletion of your personal data.
• Restriction - You have the right to request restriction of processing your personal data.
• Data Portability - You have the right to request transfer of your data to another organization.
• Objection - You have the right to object to our processing of your personal data.

To exercise any of these rights, please contact us using the details provided in the Contact section.

9. Children's Privacy

Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us.

10. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

For EU/UK specific inquiries, our designated representative is: