Debt doesn't have to control your life. Our suite of debt management tools helps you understand your debt, create a payoff strategy, and plan for a debt-free future.
Choose the tool that matches your current debt situation and start your journey to financial freedom today.
Compare avalanche vs. snowball methods to find the fastest way to become debt-free
| Method | Time to Debt-Free | Total Interest | Total Paid |
|---|---|---|---|
| Avalanche Method | 5.2 years | $4,328 | $34,328 |
| Snowball Method | 5.5 years | $4,725 | $34,725 |
Determine if consolidating your debts could save you money and simplify payments
Calculate your debt-to-income ratio and understand how lenders view your financial health
What your DTI ratio means:
Effective debt management helps you create a clear timeline for becoming debt-free, reducing stress and giving you control over your financial future.
Strategic debt repayment can save you thousands in interest payments, freeing up money for your financial goals and investments.
Managing debt responsibly improves your credit score, which can lead to better loan terms and lower interest rates in the future.